Payday loans or bad credit loans

What would be the better title for this type of instant small loans, should we call them only payday loans or only bad credit loans?
The answer is verry simple. we can not separate the terms.
Payday loans are taken by people that need money untill the next payday comes and bad credit loans are taken by people that have a bad credit score and need money untill payday. So we can not really get only one keyword on this.
Keep in mind that this type of agencyes, payday loans or bad credit loans are the only lenders that offer you such small loans.

payday loans lens

Hello ppl
I just founded a new great lens
of course it is written by me :) who else mades this great lens? :)
Ok let's get seriuos
The lens is acually is a list of 10 things that you should do before gettin a loan.
The list can be verry usefull for people that don't know exactly how to get a loan or are new at this. payday loans, bad credit loans, instant loans, auto loans, morgage loans, any types of loans cam be harmfull if you don;t know how and where to get them.
Please remember that this lens does not tell you where to get the loan, it just tell you what to do before, it is not a publicity stunt!
Click on bad credit loans to see. it will only take about 3 minutes of your life and it will be usefull i can guarantee you this. For other users of squidoo please rate this post as it is so I can get an idee about my work.
Best wishes

Payday loans and "www.usainstantpayday.com"

As you know I am verry interested into the payday loans subject, why? because it is a growing industry as any other industry it has its flaws. One of the flaws is that they are full of lies, especially on the internet, because you can write what you want on your site and nobody can tell you that it is wrong or right.
Many fake testimonials ob big sites, people got payed to make a video interview for some firms and so one. Who believes those things?
Who in theyr right minds believes things like: I had a problem and this agency camed and saved me, this never happens, it is just offering you a service, it does not help you, you ask for money they ask for interests, nobody help someone today for no reason. SO STOP WITH THE BS :D
On this site, www.usainstantpayday.com you will not see testimonials of how people got helped, you will see testimonials of how people got a good service from that site. Nothing fake, real people that told us our service wore good and agreed to appear on our blog. What do you think about that?